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How to budget for auto insurance (for college students)

editor — Thu, 22 Oct 2009 07:00:39 +0000

by: Djai Tanji

When you are looking for auto insurance, you better be sure to check if the insurer offers a 6 month or 12 months payment plan to help you manage and direct your auto insurance payments better. And many auto insurance providers offer a variety of discounts that even includes alumni discounts. So if you are a college student, make sure to ask if your college or university is qualified and entitled for a discount. When you are starting on your own, every detail and information helps. College students especially do not consider the expenses of getting caught without auto insurance or the expenses for getting into an automobile accident.

Why buy Auto Insurance?

editor — Sun, 29 Mar 2009 04:01:05 +0000

by: Djai Tanji

Auto or vehicle insurance will protect you against the financial risk with regards to personal injuries and property damage that is usually caused by auto accidents, vandalism, theft, unexpected occurrences or other natural disasters. Each and every state will oblige you to acquire at least a minimum amount of liability coverage. But there are certain types of auto insurance wherein coverage can be optional or required with depend to state policies of course. You will most likely be required to purchase at least a minimum amount of auto or vehicle insurance by the lender if you have an outstanding car loan.

Economic Crisis – No Auto Insurance

editor — Mon, 15 Dec 2008 02:27:15 +0000

In states where the economic slowdown has damaged the industry as a whole, many people may have the ability to purchase vehicles but finding a provider willing to offer insurance may be a totally different matter. With many providers pulling out of many US states as they try to minimize damage to their business (other types of issued insurance policies) that have gone downhill leading to dried up cash pools, buying ample auto insurance has become harder and harder. The many problems that have stemmed from the sub-prime lending market collapse continues to affect the finance industry and with many banks and lending firms collapsing under the sheer weight of claims from issued policies, many are left high and dry.
If you happen to have ample coverage, consider yourself lucky for they are hard to find and keep as we strive and hope for a swift end to the current crisis.