During holidays, police authorities are in full alert for drivers under the influence of alcohol. Cheap car insurance quotes and rates depend on all drivers that keep claims at a minimum. Memorial Day is a good celebration for family gatherings and to remember loved ones but always keep in mind that Memorial Day is not about partying and reckless driving and speeding. Not only will it help you avoid automobile accidents but it also helps in saving gas. But if this cannot be avoided, you better be prepared with your car insurance and you better make sure that you get best insurance rates.

Just in case you are planning to pimp out your ride, you have to consult first the insurance agent for some important matters. To modify your car is such a huge investment and it may not be covered by the insurance. Always ask first the insurance company about your plan to help you know the do’s and don’ts in auto insurance coverage, that is to know if they are willing to insure your new ride and the total cost for having your modified ride still covered. If ever your present insurance company would not cover your modified parts for their ordinary policies, then most probably you must add an endorsement to your policy to extend your comprehensive and collision portion of your auto insurance policy.